About Us
Track Financial Services is a specialty lending company devoted to assisting an underprivileged (and underserved) population of consumer in need of automobile financing. The company was founded in 2018 by a team of consumer finance veterans who understand the importance of opportunity.
our mission
Did you know 66% of American consumers are considered either “credit invisible” or “non-prime?” That means most people who are looking for a loan in the U.S. are going to face obstacles that don’t necessarily align with their current financial circumstances or credit behavior. Poor credit can be particularly problematic when it comes to automobile financing. Track is here to level the playing field and, literarily, get our customers “on track.” Our customers are more than their credit scores — and in addition to providing affordable auto loans, the Track team strives to educate customers and help bridge gaps in their financial literacy.
our values
We have been in our customers’ shoes. We have needed someone to give us a chance. Track is comprised of veteran professionals who believe in the importance of opportunity. We know poor credit can be a debilitating factor in someone’s life, but we also know the opportunity to improve one’s credit will not happen without taking certain risks. We value our customers’ commitment to Track as a source of financing, and in return, we believe Track can supply the opportunity they need to secure an affordable auto loan.
Our people
Track is driven by a group of seasoned consumer finance executives with more than 100 years of aggregate automobile finance industry experience. The team has demonstrated expertise across all facets of the installment loans supply chain: marketing, originations, underwriting, collections, compliance and litigation. Our diverse group of “industry heads” also bring decades of experience in strategic and board-level involvement, as well as advantages in diagnosing and processing data/performance analytics.